Californian InsurTech Agentero has launched a new solution designed to enable agents to rapidly identify the most suitable insurers for any given risk.
The offering, known as the AI Appetite Checker, will look to combat the ongoing challenge agents face in matching risks to the right carrier.
This has plagued agents who often rely on manual research, fragmented appetite guides and incomplete data to determine where a risk can be placed.
The innovation aims to significantly reduce this friction by making the process faster, more accurate and more transparent.
Agentero CEO Luis Pino said, “Our goal at Agentero has always been to make insurance distribution simpler and smarter. With the AI Appetite Checker we are enabling agents to connect more quickly to the right carriers and matching risks to carriers that align with their appetite and perform better. It’s a true win-win for the industry.”
The firm operates a digital platform that connects independent insurance agents with a broad range of carriers by leveraging data, artificial intelligence and integrated market access.
Its technology is built to simplify insurance distribution, helping agents improve efficiency and enabling carriers to reach relevant risks more effectively.
The AI Appetite Checker automates risk assessment and carrier matching by allowing agents to enter a free-text description of a risk, specify the state and line of business, and receive an AI-driven classification of the risk.
The system then recommends the most appropriate carriers, drawing on historical quoting data, carrier appetite analysis and natural language processing technology.
Additional capabilities include transparent carrier intelligence, enabling agents to see eligibility requirements such as revenue thresholds, industry specialisations and coverage offerings.
The tool also supports streamlined workflows, offering direct access to carrier portals or the option to use Agentero’s internal wholesaler “bind-with-Agentero” process. These features allow quoting and binding to occur within one unified platform.
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