The partnership has been formed in response to the growing importance of climate risk as a core factor in underwriting and portfolio management, particularly as regulators around the world increase disclosure requirements related to climate exposure, including alignment with frameworks such as TCFD.
By integrating Climatig’s science-backed climate analytics into the Cytora platform, insurers are able to access high-quality risk intelligence at the point of decisioning, rather than treating climate risk as a separate or downstream consideration.
Cytora focuses on helping commercial and specialty insurers digitise, enrich and evaluate risk more efficiently. Its platform uses GenAI to process unstructured data from submissions and external sources, enabling insurers to automate triage, improve data quality and make faster underwriting decisions. The company’s broader mission is to build one of the most comprehensive data ecosystems for insurers, supporting both regulatory compliance and strategic decision-making across portfolios.
Climatig specialises in calculating detailed physical climate risks at high resolution. Its solution provides forward-looking and perpetual projections that assess hazards such as river flooding, severe wind and wildfire. These insights are designed to support insurers in understanding how climate change may affect individual assets as well as aggregate exposure across books of business, helping them to anticipate long-term impacts on underwriting performance and claims.
Under the integration, commercial insurers using Cytora can access Climatig data during the Enrichment and Risk Evaluation or Triage stages of the submission workflow. When a property submission is ingested, Cytora automatically geolocates the asset and requests a comprehensive climate risk assessment from Climatig. This data is then used to automate due diligence, test risks against climate-aware appetite rules and quantify the financial impact of climate exposure at both asset and portfolio level.
The partnership also supports insurers in meeting external disclosure requirements, while enabling more informed decisions around risk appetite, pricing and market strategy. By combining digitisation, automation and climate science, the two companies aim to help insurers build greater resilience in an increasingly complex risk environment.
Cytora chief operating officer Juan de Castro said, “Climate intelligence is no longer optional; it is fundamental to smart underwriting, especially across commercial property and specialty lines. Our partnership with Climatig makes it effortless for insurers to embed crucial, science-backed risk data directly into the Enrichment stage of their workflows. This empowers our clients to ensure immediate regulatory compliance while simultaneously building resilience and driving smarter, faster decisions across their entire book of business.”
Climatig CEO Dusko Radulovic said, “Climate risk is no longer an abstract long-term issue. It directly impacts underwriting quality, portfolio performance, and claims outcomes. Our partnership with Cytora enables precise climate risk assessment to be embedded directly into risk evaluation workflows. This allows commercial insurers to select risks more accurately, price them with greater confidence, strengthen claims control, and equip their sales channels with clear, consistent insights at the point of decision.”
Keep up with all the latest FinTech news here
Copyright © 2026 FinTech Global
