Digital insurance marketplace Matic has partnered with cloud banking software provider nCino to embed home insurance shopping directly into the digital mortgage process, allowing borrowers to secure cover without leaving the loan application journey.
The partnership aims to remove friction from one of the most time-sensitive stages of the mortgage lifecycle: arranging home insurance.
By integrating Matic’s embedded insurance marketplace into nCino’s mortgage point of sale product, lenders will be able to offer borrowers access to insurance options earlier in the process, helping to reduce delays and speed up loan closings.
Matic provides an embedded home insurance marketplace designed to simplify how borrowers find and purchase cover during the homebuying process. Its platform connects borrowers with policies from a network of more than 70 insurance carriers, offering multiple coverage options tailored to individual needs. Borrowers can complete the process digitally or choose to work with a licensed insurance advisor, depending on their preference.
nCino supplies cloud-based banking and mortgage software used by financial institutions worldwide. Its technology supports banks and mortgage lenders by digitising workflows across the lending process, from application through to completion. Through the nCino Mortgage Solution, lenders can present borrowers with insurance options sourced from Matic’s carrier network, all within the same digital experience used to manage their loan.
Under the integration, borrowers using nCino’s mortgage platform will be able to compare and secure home insurance without switching systems or delaying their application. For lenders, the embedded approach is designed to reduce operational complexity, minimise last-minute documentation issues and improve overall efficiency in moving loans to close.
The collaboration also supports Matic’s broader expansion across the mortgage sector. The company currently partners with more than 100 lenders, servicers and banks that collectively process one in five US home loans. Its client base includes five of the top 15 mortgage servicers as well as a top 10 global bank, highlighting its growing role in embedded insurance within mortgage technology.
nCino general manager of mortgage Casey Williams said, “Lenders are continually looking for ways to remove obstacles that slow down the mortgage process. Integrating Matic’s insurance marketplace directly into our platform does just that — giving borrowers timely access to coverage options while helping lenders deliver a faster, more convenient experience. It’s a win-win.”
Matic CEO and co-founder Ben Madick said, “Insurance can be complicated and stressful, especially when it’s left until the last step of the homebuying process. We’re thrilled to partner with nCino to simplify a traditionally difficult step for borrowers and help lenders keep the mortgage process on track.”
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