Incept, an algorithm-driven InsurTech, has entered into an underwriting agreement with Fortegra to support the launch of its digital title insurance solution in the UK.
The partnership is designed to accelerate UK property transactions by providing faster access to title insurance for buyers, sellers and lenders.
By combining Incept’s technology platform with Fortegra’s underwriting capacity, the agreement aims to streamline a process that is often seen as slow and fragmented.
Incept provides a data-driven platform that enables users to generate title insurance policies instantly. Its system is powered by live data feeds from the HM Land Registry, allowing on-demand, all-risks policies to be produced in seconds. The approach is intended to reduce delays in property transactions and improve efficiency across the conveyancing process.
Fortegra, a global specialty insurer with a growing presence in the UK market, provides underwriting support across a range of niche insurance segments. The agreement with Incept reflects its broader strategy of partnering with technology-led businesses to expand its footprint and bring new products to market.
The launch comes as the UK property sector faces ongoing pressure to improve speed and transparency in transactions, with insurers and InsurTech firms increasingly looking to digital solutions to address inefficiencies.
Incept said its platform is designed to cut through a crowded market where service quality has declined and pricing pressures have intensified.
Fortegra Insurance UK Limited CEO Mark Figes said, “Fortegra’s commitment to innovation and our financial strength make us well-positioned to support Incept’s ambition in the UK title insurance space. Their technology-driven platform represents exactly the kind of forward-thinking proposition we look for in a partner — one that delivers genuine value to the market. We look forward to supporting this exciting next chapter together,”
Incept founder and CEO Reema Mannah said, “Fortegra’s support is a real vote of confidence in our platform. The team shares our belief in harnessing advanced technology to improve both the underwriter and client experience. Incept delivers true value, helping to cut through a saturated market where service quality is being otherwise diluted and premium rates are slipping to unsustainable levels. With the support of this world-class underwriter, our goal is to revolutionise how UK property transactions get done.”
Keep up with all the latest FinTech news here
Copyright © 2026 FinTech Global
