Corporate Leaders

Profitable growth in a soft market: How contextual AI and decision intelligence are redefining insurance

Profitable growth in a soft market: How contextual AI and decision intelligence are redefining...

After more than five years of hard market conditions, the insurance sector is now shifting into a soft market. This shift means firms will need to change their strategies to ensure they can stay competitive and profitable. Quantexa VP Insurance Alex Johnson believes Contextual AI and Decision Intelligence is the key to achieving this.
Insurers are dreaming of AI, but many are still anchored to outdated systems. A 2024 Novidea survey found that 41% of insurance professionals admit their core systems haven’t been updated in over five years. Even more striking, 76% of large firms rely on six or more systems, and nearly a fifth operate with ten or more. This tangled web of legacy technology undermines data quality, security, and scalability, threatening the very potential of AI to transform business.

Inside insurance’s legacy tech problem

Insurers are dreaming of AI, but many are still anchored to outdated systems. A 2024 Novidea survey found that 41% of insurance professionals admit...
When an insurance client sends a message, every second counts. A delayed reply can cost trust, revenue, and even long-term loyalty. Symphony is helping insurers meet these high stakes head-on. 

How Symphony is redefining client interaction in insurance 

When an insurance client sends a message, every second counts. A delayed reply can cost trust, revenue, and even long-term loyalty. Symphony is helping...
When a claim is filed, critical decisions happen in an instant. A single email, a scanned PDF, or a few keystrokes can determine whether a payout is fast, a risk is flagged, or a customer’s trust is preserved. Too often, that information is stuck in silos or slowed by outdated systems. What if those scattered fragments could speak to each other, reason in real time, and anticipate needs?

Turning data into decisions insurers can trust

When a claim is filed, critical decisions happen in an instant. A single email, a scanned PDF, or a few keystrokes can determine whether...

Why should insurance firms adopt agentic AI?

A broker stares at a half-filled quote form, wondering why it hasn’t progressed. A policyholder checks the claim status for the fifth time, frustrated...
Insurance has always been a numbers game. But in 2025, it’s not just actuarial tables and historic claims driving decisions, it’s a flood of real-time data reshaping how insurers underwrite risk, price policies, and serve customers.

How data is rewiring the insurance value chain

Insurance has always been a numbers game. But in 2025, it’s not just actuarial tables and historic claims driving decisions, it’s a flood of...
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The high cost of cutting insurance tech investments

Insurance in 2025 can be categorised as a period of uncertainty. Global economic conditions, highly competitive markets and evolving customer demands are all contributing...
The insurance world is getting a facelift, and it’s not the kind you’d find in a glossy broker’s office. Artificial intelligence is muscling in on underwriting, swapping dusty ledgers for algorithms that predict risk with eerie precision.

How AI is making insurance smarter and more agile

The insurance world is getting a facelift, and it’s not the kind you’d find in a glossy broker’s office. Artificial intelligence is muscling in on underwriting, swapping dusty ledgers for algorithms that predict risk with eerie precision.
A quiet revolution is gathering pace across the insurance sector. While it may lack the drama of financial crashes or sweeping regulatory overhauls, its impact may prove just as profound. It is a transformation driven by artificial intelligence, automation, and a growing demand from customers for clearer, faster, and more relevant service.

How tailored insurance services are shaping the future

A quiet revolution is gathering pace across the insurance sector. While it may lack the drama of financial crashes or sweeping regulatory overhauls, its impact may prove just as profound. It is a transformation driven by artificial intelligence, automation, and a growing demand from customers for clearer, faster, and more relevant service.
In an age where convenience is king, the insurance industry is shedding its clunky, paper-bound past for a sleeker, more intuitive future. Embedded insurance – coverage seamlessly woven into the purchase of products or services – is evolving into what experts call Embedded Insurance 2.0, a model so frictionless it’s almost invisible. By integrating policies into digital platforms like creator economies, vertical SaaS, and peer-to-peer services, insurers are meeting customers exactly where they are. This shift promises to democratise access, streamline claims, and redefine trust in an industry long plagued by complexity. However, those looking to leverage these advancements must navigate the delicate balance of automation, consent, and global scalability.

What is Embedded Insurance 2.0? The future of effortless coverage

In an age where convenience is king, the insurance industry is shedding its clunky, paper-bound past for a sleeker, more intuitive future. Embedded insurance – coverage seamlessly woven into the purchase of products or services – is evolving into what experts call Embedded Insurance 2.0, a model so frictionless it’s almost invisible. By integrating policies into digital platforms like creator economies, vertical SaaS, and peer-to-peer services, insurers are meeting customers exactly where they are. This shift promises to democratise access, streamline claims, and redefine trust in an industry long plagued by complexity. However, those looking to leverage these advancements must navigate the delicate balance of automation, consent, and global scalability.

News Stories

Coastal insurers expand ZestyAI partnerships for property risk

Coastal insurers expand ZestyAI partnerships for property risk

Southern Oak Insurance Company and Lilypad-Centauri Insurance, two insurers operating in catastrophe-prone coastal markets, have expanded their use of ZestyAI, an AI-powered risk and...

Why consistent execution is the real Wtp challenge

The Dutch pension sector is in the midst of its most significant reform in a generation, and while the industry has invested heavily in...
How UK insurers should tackle PRA climate risk guidance

How UK insurers should tackle PRA climate risk guidance

The Bank of England's (BoE) Prudential Regulation Authority (PRA) published Supervisory Statement 5/25 last December, setting out its concerns over the systemic risks that...
AI insurer Harper secures $47m in seed and Series A

AI insurer Harper secures $47m in seed and Series A

Harper, an AI-powered commercial insurance brokerage, has raised $47m in combined seed and Series A funding. The round was led by Emergence Capital, with participation...

How will evolving customer expectations change InsurTech in 2026?

After years of digital transformation initiatives, 2026 is shaping up to be less about technological experimentation and more about behavioural reality. Across insurance markets...
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