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Insurance has long relied on a reactive operating model built around assessing exposure, pricing risk and responding once damage has already occurred. Although underwriting techniques have grown more sophisticated over time, the core process has stayed largely the same: an incident happens first, followed by a claim. Today, that approach is coming under sustained strain as insurers face mounting pressures across their portfolios, according to Quensus. 

How connected technology is reshaping prevention-first insurance

Insurance has long relied on a reactive operating model built around assessing exposure, pricing risk and responding once damage has already occurred. Although underwriting...
Delos Insurance Solutions, a property insurance managing general agent, and InnSure, a nonprofit innovation hub dedicated to developing insurance solutions for climate-driven risks, have announced a strategic partnership aimed at improving education, resilience and insurance affordability in wildfire-exposed communities.

Delos Insurance Solutions and InnSure team up on wildfire resilience

Delos Insurance Solutions, a property insurance managing general agent, and InnSure, a nonprofit innovation hub dedicated to developing insurance solutions for climate-driven risks, have...
Tuio, a Spain-based digital insurer, and WaniWani, an AI distribution infrastructure provider, have achieved a major industry first after OpenAI approved the launch of an insurance provider–built AI application on ChatGPT.

OpenAI approves Tuio and WaniWani AI app for in-chat insurance sales

Tuio, a Spain-based digital insurer, and WaniWani, an AI distribution infrastructure provider, have achieved a major industry first after OpenAI approved the launch of...
SCOR, a global reinsurer, has expanded its partnership with Baobab Insurance, a German digital risks managing general agent (MGA) specialising in cyber insurance, by extending underwriting capacity to significantly larger companies in Germany and Austria.

SCOR expands Baobab Insurance cyber underwriting to €1bn firms

SCOR, a global reinsurer, has expanded its partnership with Baobab Insurance, a German digital risks managing general agent (MGA) specialising in cyber insurance, by...
Howden Group, a global insurance and reinsurance intermediary, has raised approximately $703m in gross proceeds through a debt issuance designed to strengthen its funding capacity and support future growth initiatives.

Howden Group strengthens balance sheet with $703m debt raise

Howden Group, a global insurance and reinsurance intermediary, has raised approximately $703m in gross proceeds through a debt issuance designed to strengthen its funding...
Insurance professionals often focus on headline risks such as fire, theft or extreme weather when assessing potential losses. Yet a quieter, less obvious danger is quietly climbing the claims table, costing insurers and construction firms far more than many realise. This emerging threat is hard to detect, often preventable, and has the potential to cause significant financial and operational disruption if left unaddressed.

The rising tide quietly driving up insurance claims

Insurance professionals often focus on headline risks such as fire, theft or extreme weather when assessing potential losses. Yet a quieter, less obvious danger...
Gain Life, an InsurTech company providing AI-powered workflow automation for property and casualty (P&C) insurance operations, has announced a rebrand to Crosstie as it looks to expand its role across insurance workflows.

Gain Life announces Crosstie rebrand to scale insurance workflows

Gain Life, an InsurTech company providing AI-powered workflow automation for property and casualty (P&C) insurance operations, has announced a rebrand to Crosstie as it...
GenStar, a provider of excess and surplus specialty property and casualty insurance, has partnered with ZestyAI, an InsurTech specialising in artificial intelligence-driven property risk analytics, to strengthen how hail, wind and severe convective storm risk is underwritten across GenStar’s commercial property portfolio.

GenStar and ZestyAI team up on AI-driven hail risk insights

GenStar, a provider of excess and surplus specialty property and casualty insurance, has partnered with ZestyAI, an InsurTech specialising in artificial intelligence-driven property risk...
Sixfold, an AI underwriting InsurTech company focused on modernising insurance decision-making, has secured fresh capital as it looks to deepen its footprint with insurers around the world.

AI underwriting InsurTech Sixfold raises $30m Series B round

Sixfold, an AI underwriting InsurTech company focused on modernising insurance decision-making, has secured fresh capital as it looks to deepen its footprint with insurers...
Five Sigma, the AI claims technology company, has been selected by Starr, a global investment and insurance organisation, to advance its digital claims transformation with AI-native solutions.

Starr selects Five Sigma AI to transform claims operations

Five Sigma, the AI claims technology company, has been selected by Starr, a global investment and insurance organisation, to advance its digital claims transformation...

News Stories

Azos, a Brazilian InsurTech focused on individual life insurance, has raised $25m in a Series C round to expand in a market still dominated by Bradesco and Prudential.

Brazilian InsurTech Azos raises $25m Series C

Azos, a Brazilian InsurTech focused on individual life insurance, has raised $25m in a Series C round to expand in a market still dominated...
Cytora, a digital risk processing platform for the insurance industry, has launched Cytora Autopilot, a new agentic AI capability designed to enable insurers to automate end-to-end risk workflows for the first time.

Cytora launches agentic AI to automate risk workflows

Cytora, a digital risk processing platform for the insurance industry, has launched Cytora Autopilot, a new agentic AI capability designed to enable insurers to...
ZestyAI, a risk and decision intelligence platform for the insurance industry, has secured partnerships with two US regional insurers, Harford Mutual Insurance Group and American European Insurance Group (AEIG), to strengthen property-level underwriting across their respective portfolios.

Harford Mutual and AEIG partner with ZestyAI

ZestyAI, a risk and decision intelligence platform for the insurance industry, has secured partnerships with two US regional insurers, Harford Mutual Insurance Group and...
AutoRek, a financial operations automation platform, has revealed that 82% of insurers believe AI will dominate the industry's future, yet just 14% have fully integrated it into their financial operations, exposing a stark divide between ambition and real-world adoption across the sector.

Insurance sector’s AI ambition outpaces action, report finds

AutoRek, a financial operations automation platform, has revealed that 82% of insurers believe AI will dominate the industry's future, yet just 14% have fully...
In the first half of 2025, natural disasters caused around $131bn in potential insurance losses globally. Only about $80bn of that was insured. What remains is an uninsured black hole larger than the GDP of Bahrain.

How extreme weather is widening insurance protection gaps

In the first half of 2025, natural disasters caused around $131bn in potential insurance losses globally. Only about $80bn of that was insured. What...
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