Certificial and Applied Systems digitise COI management

Certificial, a leading Certificate of Insurance (COI) platform and creator of the Smart COI Network™, and Applied Systems, a global provider of cloud-based insurance software, have announced an exclusive integration.

Certificial, a leading Certificate of Insurance (COI) platform and creator of the Smart COI Network™, and Applied Systems, a global provider of cloud-based insurance software, have announced an exclusive integration.

The partnership connects Applied’s network of insurance agencies and brokers directly with Certificial’s vendor compliance ecosystem.

This collaboration aims to digitise and simplify the COI issuance and vendor compliance processes. Through the integration, Applied customers can manage COI requests from within Applied Epic, eliminating the need for manual uploads and interactions with third-party portals. The result is improved service delivery and greater operational efficiency for agencies.

Certificial’s platform uses real-time data to verify insurance coverage, ensuring continuous compliance. Applied Systems, recognised for its innovative insurance automation solutions, supports agencies and brokers across the US, Canada, Ireland, and the UK. Together, their integrated capabilities will reduce inefficiencies and streamline the insurance verification lifecycle.

Through this partnership, Certificial users benefit from improved visibility into vendors’ insurance statuses, while Applied’s customers experience centralised, automated workflows that support risk reduction and vendor transparency. The integration also enhances vendor credibility, helping stakeholders build trust more quickly.

The opt-in integration will be available to users of Applied Epic from early July. Further details will be made available on Certificial’s website to guide agencies through the enablement process.

This partnership reflects both companies’ commitment to transforming the commercial insurance landscape through digital innovation. Certificial continues to reimagine insurance verification with its patented Smart COI Network™, while Applied Systems leads the industry in enabling efficient and modern agency operations.

Applied Systems SVP of corporate development Brian Giometti said, “The certificate issuance process between vendors and agencies has long been an inefficient challenge. Integrating with Certificial allows us to bring efficiencies to our users while delivering transformative value to large-scale certificate holders.”

Certificial co-founder and CEO Peter Teresi said, “Our integration marks a major step toward redefining how commercial insurance verification is handled as Applied continues to lead the way in enabling modern agency workflows, and we’re proud to work together to set a new standard for proof of insurance. Many Smart COI Network™ members are increasingly focused on verifying vendor legitimacy in real time, and knowing that a vendor’s policies are active and validated dramatically reduces risk, and makes them far more attractive to do business with.”

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