Key European InsurTech investment stats in H1 2025:
- European InsurTech funding dropped by 5% YoY
- UK secured three of top 10 deals to cement their position as the main European InsurTech hub in the first half of the year
- Wopta, an Italian InsurTech MGA supporting businesses and professionals in protecting against everyday risks, is the only Italian company to feature in the top 10 European InsurTech deals in H1, with a $4.2m Series A funding round
European InsurTech funding dropped by 5% YoY
In H1 2025, the European InsurTech sector recorded 25 transactions, down from 33 in H1 2024, reflecting a 24% decline in deal activity.
Total funding also contracted slightly, with $327.5m raised compared with $346.3m in the previous year, representing a 5% decrease.
While the decline in deal volume was relatively steep, the smaller drop in overall funding suggests that investors are prioritising fewer but higher-value deals, rather than withdrawing from the sector altogether.
This dynamic indicates a cautious but selective investment climate within European InsurTech, as market participants remain focused on scaling strong propositions amid broader economic uncertainty.
UK secured three of top 10 deals to cement their position as the main European InsurTech hub in the first half of the year
The distribution of top 10 deals in H1 2025 shows a broader spread across countries compared with H1 2024.
The United Kingdom retained its leading role, securing three top deals across both periods, underscoring its continued strength in the sector.
Germany, however, saw its presence shrink from three top deals in 2024 to two in 2025, while France remained stable with two in both years.
New entrants in 2025 included Ireland, Spain, and Italy, each securing one top deal, while the Netherlands, which had featured in 2024, dropped out of the rankings.
This evolving mix highlights the increasing geographical diversification of InsurTech investment across Europe, with emerging markets gaining traction alongside established hubs.
Wopta, an Italian InsurTech MGA supporting businesses and professionals in protecting against everyday risks, is the only Italian company to feature in the top 10 European InsurTech deals in H1, with a $4.2m Series A funding round
The round brings its total capital raised to around $8.2m.
The company has demonstrated rapid growth, reporting over $3.1m in intermediated premiums, $1.4m in revenue, and a client base of 180,000 in 2023, a threefold increase from the previous year.
Wopta’s phygital model—combining digital technology and data-driven solutions with a network of over 1,000 distribution partners, including 150 in-house specialists—has underpinned its success and secured partnerships with players such as HYPE, Banca Sella, Facile.it, and professional associations.
The fresh funding, supported by a broad group of Italian investors, will strengthen Wopta’s product expansion, distribution reach, and market presence, with ambitions to move into personal lines and pursue acquisitions across Italy and Europe.
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