Cytora, a digital risk processing platform, has partnered with Vāyuh, an AI-powered weather forecasting and climate analytics company, to revolutionise property insurance underwriting by integrating advanced climate data with risk assessment tools.
The collaboration is designed to help underwriters better evaluate properties’ exposure to extreme weather events, according to InsurTech Insights.
With natural disasters like wildfires and severe storms becoming more frequent and intense, insurers are under increasing pressure to modernise their underwriting processes.
The integration of Vāyuh’s models into Cytora’s platform allows real-time access to risk scores and analytics, enhancing decision-making for underwriters.
Cytora, based in the UK, is a prominent InsurTech firm known for its digital risk processing capabilities.
The platform helps commercial insurers streamline underwriting by transforming external and internal data into actionable insights. Its AI-powered risk engine supports automation, enabling better risk selection and reduced operational friction.
Vāyuh, headquartered in the US, specialises in merging physics-based modelling with artificial intelligence to deliver high-resolution forecasts and property-level risk assessments.
Drawing from thousands of data sources, Vāyuh evaluates climate variables such as temperature, wind, precipitation, and storm activity. Its advanced analytics are designed to address growing vulnerabilities in insurance portfolios due to climate volatility.
Vāyuh’s weather and climate intelligence will be embedded directly into Cytora’s risk engine.
This integration will automate risk enrichment processes, reducing the need for manual input while improving the speed and precision of underwriting outcomes. The alliance supports a data-driven approach to navigating emerging risks, with the ultimate goal of improving profitability for insurers.
This collaboration continues Cytora’s strategic expansion of its insurance data ecosystem through high-impact integrations.
The company has steadily positioned itself as a key player in enabling digital transformation within the insurance sector by leveraging partnerships with leading technology providers.
Cytora chief operating officer Juan de Castro said, “We are committed to empowering insurers with the most advanced tools for assessing and managing risks. One of the most pressing challenges insurers face is adapting their approach in the face of increasingly destructive extreme weather events. Our partnership with Vāyuh equips insurers with a powerful new resource for understanding and mitigating climate and weather-related risks.”
Vāyuh CEO Dr. Mayur Mudigonda said, “There is an obvious change in the frequency and intensity of extreme events such as hurricanes, hail storms, wildfires, and more. These changes are currently not well reflected on insurance books, making the entire market quite vulnerable to catastrophes. At Vāyuh, our goal is to help everyone understand their catastrophic risk better. We do this by bringing our deep understanding of AI and physics to modelling risk.”
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