The insurance industry is undergoing a period of rapid transformation as carriers increasingly turn to artificial intelligence, automation and advanced analytics to improve decision-making and accelerate pricing processes.
For actuarial teams, this shift is creating new expectations around speed, transparency and collaboration across the organisation. Insurers are no longer simply building models in isolation. They are looking for platforms that connect actuarial insight directly to operational outcomes.
Brune de Linares, Chief Client Officer and Co-Founder of actuarial software provider Akur8, says those changing expectations shaped a significant year of growth and product development for the company in 2025.
A year of growth and product expansion
According to de Linares, 2025 proved to be a transformational year for the company as insurers continued to modernise their pricing capabilities.
“2025 was a transformational year for Akur8,” she said. “We grew annual recurring revenue by over 50% and welcomed more than 50 new clients worldwide, including over 25 new logos in North America.”
Alongside expanding its client base, the company also introduced new capabilities aimed at strengthening its actuarial pricing platform.
Among the most significant launches were Rate Repo and Deploy, two additions designed to help insurers manage and operationalise pricing models more efficiently.
“With these additions, customers gain a single source of truth for rating and a high-performance pricing engine that seamlessly moves models into live production,” de Linares explained. “That allows insurers to deploy pricing changes in real time and operationalise actuarial insights much faster.”
Akur8 also expanded its platform through the acquisition of Matrisk, which brought AI-driven filings search and market intelligence capabilities into the ecosystem.
“The expanded offering gained rapid traction in the market, with Branch Insurance among the first US-based carriers to adopt the solution,” she said.
What insurers are prioritising
Through its work with insurers across regions and market segments, Akur8 has gained a clear view of the priorities shaping actuarial and pricing teams today.
According to de Linares, three themes emerged consistently in conversations with clients throughout 2025.
The first is speed. As insurers gain access to more data sources and face faster-moving market conditions, pricing teams are under pressure to adapt more quickly.
“Insurers need to move faster as new pricing inputs, regulatory updates and market intelligence become available,” she said.
The second priority is transparency and governance. Regulatory scrutiny and internal oversight mean that auditability and documentation are becoming baseline requirements for actuarial teams.
“Auditability, documentation and regulatory readiness are now baseline expectations, especially for larger carriers,” she explained.
The third priority is integration across business functions. Pricing decisions increasingly involve multiple teams, including underwriting, product management and finance.
“Pricing decisions now involve actuarial, product, underwriting and finance teams, requiring shared data, shared assumptions and shared tools,” de Linares said.
These priorities have directly shaped the development of Akur8’s platform roadmap, which aims to help insurers build models, manage rates and incorporate regulatory intelligence with greater consistency and transparency.
Looking ahead to 2026
Looking forward, de Linares believes the insurance industry is entering a new phase where actuarial workflows become increasingly connected and automated.
“One of the things that excites me most about 2026 is the maturity of our platform vision,” she said. “Pricing, reserving and regulatory intelligence are no longer separate conversations. They are part of a continuous actuarial workflow.”
At the same time, insurers themselves are becoming more sophisticated in how they use actuarial technology.
“Insurers are asking deeper questions, experimenting with richer data and pushing for actuarial tooling that is both powerful and transparent,” she said.
Artificial intelligence is also expected to play a growing role in how actuarial teams work. Akur8 is currently embedding agentic AI capabilities directly into its platform to help automate and guide parts of the actuarial workflow.
“Beyond generating insights, these agents can help actuaries move work forward,” de Linares explained. “They can guide data ingestion and quality checks, accelerate model iteration and documentation, surface governance considerations and help translate technical results into implementation-ready rate changes.”
The goal, she says, is to give insurers a unified platform that connects every stage of the actuarial process.
“By unifying these capabilities in a single platform, insurers can move faster, make better-informed decisions and operationalise pricing changes with confidence at scale.”
A growing actuarial ecosystem
Reflecting on the company’s progress, de Linares credits Akur8’s clients, partners and internal teams for driving its momentum.
“Our growth in 2025 was driven by clients who challenge us, partners who amplify our impact and internal teams who execute with discipline,” she said.
With insurers continuing to modernise their pricing infrastructure, she believes the industry is only beginning to unlock the potential of advanced actuarial technology.
“We enter 2026 with clarity, momentum and a commitment to delivering measurable value to the actuarial community.”
