Commercial auto insurance MGA LEEO has launched a new telematics-powered insurance product designed to more closely link fleet driving behaviour with insurance pricing and savings.
The product embeds telematics as a core component of the policy rather than an optional add-on, allowing real-world driving data to play a central role in underwriting, pricing and risk management.
According to LEEO, the approach aims to align premiums more directly with accident avoidance and safe driving performance. Fleets that maintain strong safety records and remain connected through telematics can benefit from improved visibility into risk and potential cost savings.
Kevin Jajich, Vice President of Product at LEEO, said, “At its core, this new product is about alignment. When telematics is embedded into the policy rather than an accessory, we can more accurately understand risk. When fleets stay connected and avoid accidents, everyone wins—safer driving leads to fewer claims, lower losses, and meaningful savings.”
The product supports multiple telematics integration options, allowing fleets to connect through different systems depending on their existing technology setup. LEEO said this approach helps reduce onboarding friction while maintaining consistent data quality and connectivity throughout the policy period.
Telematics data collected through the platform is analysed using AI and predictive models applied across the full policy lifecycle, including underwriting, pricing, risk prevention and claims. The aim is to create a continuous feedback loop where operational data helps improve risk assessment and loss prevention over time.
Fleets can also access real-time insights through LEEO’s dashboard, available on web and mobile, showing safety performance, telematics connection status and emerging risk trends.
Jeffrey Chen, Chief Executive Officer, LEEO, said, “This is not a change to coverage. It’s a shift in how commercial auto insurance is utilised by insureds and how it is offered to them by our broker partners. By embedding telematics, AI, and performance insights into every stage of the policy, we’re creating a more transparent and aligned, incentive-driven model. This new model benefits safer fleets and supports a more sustainable commercial auto ecosystem.”
The new telematics-based product began rolling out to customers on 25 March 2026.
