A national property and casualty (P&C) carrier looking to break into the non-admitted Excess & Surplus (E&S) market turned to IntellectAI to build and deploy a fully functional underwriting platform in just 15 weeks.
Outlined in a new case study, it explained how the carrier’s expansion into non-admitted Excess Casualty coverage came with a familiar set of obstacles.
Legacy systems are rarely built to handle the speed and intricacy that specialty lines demand, and the carrier needed a dedicated underwriting workbench capable of managing complex risks and multiple system integrations.
The project carried an aggressive rollout requirement: a fully operational platform supporting five lines of business had to be ready within weeks, not months. Alongside the timeline pressure, the team encountered a data quality problem. Broker submissions frequently arrive incomplete and the solution had to address this gap automatically, enriching incoming data before it reached the underwriting desk.
System complexity added another layer of difficulty. The platform needed to connect with downstream systems and third-party services, including Risk Analyst for vehicle identification number (VIN) adjustments and Office of Foreign Assets Control (OFAC) screening checks, without creating bottlenecks or introducing manual workarounds.
To meet these demands, the carrier partnered with IntellectAI and deployed the company’s Underwriting Ecosystem as their end-to-end platform.
Rather than building from scratch, IntellectAI’s configuration-led approach allowed the team to leverage specialty-specific accelerators, bypassing the delays typically associated with custom development. The focus shifted from building to configuring the platform to the carrier’s specific workflows and requirements.
For more insights, read the case study here.
Copyright © 2026 FinTech Global
