One Inc, a digital payments network for the insurance industry, has entered a partnership with policy administration provider CalcFocus to support life insurers in updating premium collections and the policyholder payment process.
The agreement will link One Inc’s PremiumPay platform with CalcFocus’ policy administration software, allowing life carriers to offer additional digital payment options and handle premium collection with fewer steps.
The companies said the integration is designed to reduce manual administration, simplify back-office processes and fit into insurers’ wider digital transformation plans.
Through PremiumPay, carriers will be able to offer policyholders a range of payment methods, including Apple Pay, Google Pay, PayPal and Venmo alongside card payments, giving customers a choice in how they pay premiums.
The two firms will present the partnership at ITC Vegas 2026, where the combined offering will be demonstrated.
One Inc runs a payments network focused on the insurance sector and works with more than 310 carriers. Its platform processes around $120bn in premium and claims payments annually, covering payment acceptance, claims disbursements and customer communications. The company has been included in CNBC’s Top Global Fintech Companies rankings and has appeared on the Inc. 5000 list for four consecutive years.
CalcFocus, founded in 2014, develops cloud-native policy administration, illustration and migration software for life and annuity insurers and third-party administrators. Its platform combines policy administration and illustration functions on a shared rules engine, and the company reports a 100% migration success rate to date.
One Inc CEO Ian Drysdale said the partnership would help insurers move faster on payment modernisation.
“Speed is becoming a real differentiator in life insurance, and speed to modern payments can be a challenge,” Drysdale said.
CalcFocus CEO Sandia Ren said the collaboration extends the company’s work with insurers into payments.
“Our partnership with One Inc represents an important step in extending that commitment into the payments space,” Ren said. “Together, we’re empowering insurers to deliver modern, seamless payment experiences that align with the evolving expectations of today’s policyholders.”
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