InsurTech’s power couples: 5 partnerships changing the game in 2025

This Valentine’s Day, we’re celebrating the perfect matches—not just in love, but in InsurTech. As the industry continues to evolve, strategic partnerships are proving to be the secret ingredient for success, bringing together cutting-edge technology, data-driven insights, and customer-first innovation. InsurTech Analyst spotlights the five partnerships changing the InsurTech landscape in 2025.

1. Quantee teams up with arithmetica to modernise insurance pricing in CEE region

   Polish insurer Quantee has partnered with arithmetica to transform insurance pricing practices across Austria, Germany, and the Central and Eastern Europe (CEE) region.

   Seeking to address several significant challenges facing insurers in the CEE region, the move will tackle fragmented pricing processes, the shortage of skilled resources, and the need for modern pricing tools.

   By combining Quantee’s innovative technology with arithmetica’s consultancy and actuarial capabilities, the two companies aim to optimise pricing strategies, enhance profitability, and ultimately deliver better customer value to insurers in the region.

   The partnership will also look to unlock the potential of AI-based pricing models, increasing profitability and conversion ratios for insurers.

   Moreover, arithmetica’s team will support the Quantee platform’s deployment through upskilling services, helping insurers bridge the gap left by a shortage of skilled resources. This combination of technological innovation and actuarial expertise will ensure that insurers can keep pace with evolving market conditions and regulatory changes.

   The partnership is particularly significant given arithmetica’s strong presence in the CEE region. This extensive footprint provides an ideal platform for scaling Quantee’s technology and driving impactful results for insurers across the region.

   2. US-based R.E. Chaix adopts IntellectAI’s underwriting platform to scale operations

   US-based R.E. Chaix, a wholesale insurance brokerage firm specialising in multiple property and casualty (P&C) lines, has selected IntellectAI’s end-to-end underwriting ecosystem, eMACH.ai Xponent, to enhance its wholesale and managing general agent (MGA) business.

   R.E. Chaix has opted for IntellectAI’s solution to address the increasing demand for speed, accuracy, and customer experience in today’s competitive insurance market. The brokerage aims to leverage the platform’s efficiency and automation capabilities to streamline critical processes and enable its underwriters to make faster, more informed decisions.

   IntellectAI offers AI and data-powered underwriting solutions through its feature-rich, configurable ecosystem. The eMACH.ai Xponent platform, built on the Purple Fabric enterprise AI platform, provides a low-code, self-service approach that enables enterprises to swiftly deploy AI solutions while reducing costs and time investment.

   3. Farm Bureau Insurance Company of Idaho and Akur8 team up to revolutionise pricing strategies

   Farm Bureau Insurance Company of Idaho has partnered with Akur8 to enhance its pricing capabilities through advanced machine learning.

   Farm Bureau Insurance Company of Idaho, the largest property-casualty insurer in Idaho, is known for providing exceptional service and support across the state.

   Akur8, a leading insurance pricing and reserving platform powered by transparent machine learning, specialises in accelerating model building and delivering data-driven pricing solutions for insurers worldwide.

   The partnership aims to improve the pricing capabilities of Farm Bureau Insurance Company of Idaho by leveraging Akur8’s advanced machine-learning technology. This collaboration will enable the insurer to streamline its development of predictive and data-driven pricing models, ensuring accuracy and efficiency in pricing decisions.

   Through this partnership, Farm Bureau Insurance Company of Idaho will integrate Akur8’s platform into its pricing process to enhance its actuarial capabilities. The solution will allow the insurer to combine different model types, estimate the financial impacts of rate changes, and incorporate geographic insights for more informed pricing decisions.

   4. Tokio Marine partners with Earnix to streamline pricing and rating strategies

   Tokio Marine North America Services (TMNAS) has partnered with Earnix, a global provider of AI-driven SaaS solutions, to develop a centralised rate repository aimed at enhancing pricing and rating strategies.

   The move aims to streamline operations for TMNAS’s U.S. insurance businesses and ensure rapid time-to-market capabilities for its customers.

   As the professional services arm of the Tokio Marine Group, TMNAS supports multiple insurance operations within one of the world’s largest insurance providers. The partnership with Earnix reflects TMNAS’s commitment to leveraging innovative technology to enhance its offerings. This collaboration will allow TMNAS to provide a single source of truth for pricing and rating, reducing errors and ensuring a more efficient process.

   Earnix’s advanced solution enables data from customer rating systems to integrate seamlessly into a centrally governed tool. This technology reduces operational risks while enhancing the accuracy of pricing and filing processes.

   5. Lloyd’s and DIFC partner to develop future talent in the insurance sector

   Lloyd’s, the world’s leading insurance marketplace has signed a Memorandum of Understanding (MoU) with DIFC Academy to develop future industry talent.

   The MoU builds on a long-standing relationship between the firms, and will see a particular focus on the fast-growing Middle East region.

   Designed to address the global challenge of talent development in insurance, the move will enhance the industry’s growth prospects within DIFC, which already hosts over 125 companies from the sector.

   It will also expand Lloyd’s Academy’s educational reach in the region, enabling a talent pipeline for the insurance and reinsurance sectors.

   The agreement includes organising events, educational bootcamps, and on-demand learning opportunities.

   These initiatives aim to foster industry-wide education and support the pipeline of talent into the insurance sector, ensuring its long-term sustainability and success.

   This is not the first partnership between DIFC and Lloyd’s. In 2019, the two organisations signed an MoU to upskill talent and enhance efficiency in the insurance sector across the Middle East.

   Copyright © 2025 InsurTech Analyst

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