ZestyAI, an artificial intelligence platform for property risk assessment, has announced that the Natural Resources Defense Council (NRDC), a prominent US environmental advocacy organisation, has adopted its ZORRO Discover™ tool to underpin climate research and public policy work.
NRDC’s FAIR Future Team is deploying ZORRO Discover™ to examine insurance rate filings, monitor regulatory developments, and bolster climate-oriented policy efforts across US insurance markets.
The platform uses agentic AI to consolidate and organise in excess of two million property and casualty rate and form filings, amounting to over 200 million pages of regulatory documentation, into a single, searchable decision intelligence system. NRDC intends to use the tool to advance state-level advocacy and examine rate and risk patterns in key jurisdictions.
The adoption comes as shifting climate-related risks continue to place growing strain on property insurance markets, with policymakers and advocates under increasing pressure to craft evidence-based responses. Historically, the data needed to inform such responses has been difficult to access, dispersed across hundreds of pages per filing and spanning numerous insurers and states.
NRDC global financial regulations specialist Alfonso Pating said, “Insurance filings contain critical information about how risk is being priced and why—but extracting that information across dozens of companies and multiple states has traditionally required an enormous investment of time and effort.”
ZestyAI founder and CEO Attila Toth said, “Insurance filings contain the most detailed record of how risk is priced—but until now, they haven’t been accessible or usable at scale. That changes how insurance markets can be understood. We’re pleased to support NRDC’s work in this area.”
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